How to compare housing loan proposals?
If you are looking for the best home loan to buy your home, it is best to ask different banks for proposals to be able to compare. But what should be put side by side in decision making? What numbers should you look at? Let's see in this article.
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Housing credit. Government allows lower IRS withholding
Euribor rates, a reference in housing credit, once again hit the highest levels of more than a decade. The three-month Euribor rose to close to 1.4 percent, the highest since 2012.
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Government studies lowering interest on housing credit in the IRS
Pedro Nuno Santos had already stated that he was studying a way to help families with the payment of the house to the bank. Measure already exists, but for contracts until the end of 2011.
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Mortgage loans: Nine tips for those who are thinking about buying a house
To help answer various questions, DECO Proteste has gathered nine tips that help to analyze bank proposals and explain what care should be taken.
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Portugal ranks first among the best European luxury real estate offers
The reasons that drove the high demand for homes in resorts from 2021 and 2022 are still valid and even stronger. Pedro Fontainhas, executive director of the Portuguese Association of Residential Tourism and Resorts reveals to Diário Imobiliário that the summer and the rest of this year will continue with a solid demand for this type of product.
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Efficient homes. "There has to be a big investment in our housing stock"
We are moving towards energy efficiency but in small steps. With regard to efficient homes, a specialist warns: “We are just taking the first steps in the matter, there is a long way to go, which needs to be widely disseminated”.
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Real estate market continues to rise: Licensing, credit and valuation
Until the end of May, the evolution of the license issued by the Municipal Councils for works of new construction or rehabilitation in residential buildings increased by 0.6% in year-on-year terms.
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Despite the prices, a house is sold every three minutes in Portugal
In the first quarter of the year, nearly 45,000 homes were sold in the country. In every 17 sales, only one was to foreigners.
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Capital gains: how to declare the sale of a house in the IRS
If you sell a house, you have to declare it to the IRS the following year, so that the tax authorities can determine if you obtained capital gains. Learn what counts as reinvestment and the transactions that are left out.
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